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I Repeat ...

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“It’s very simple: Money is freedom—the freedom to spend your time as you choose. The more disposable income you have—the more freedom you have when it comes to how to spend your time. ‘Lifestyle Shrinkage’ is the Great Depression of our generation. This subtle yet growing phenomenon boils down to one simple thing: Shrinking disposable income.”

Madeline Greene

HZ-806

5% Down Vs. 10% Down - A Comparison

OK People - Let's Get Real!

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5% Down Vs. 10% Down - A Comparison by: John Carle & Sharon Gregresh It has always been an issue for home buyers to save their down payment. Many people, on advice from various people wait to save 10%, rather than moving into the home sooner with 5% as a down payment This is not always a good idea.
Let me explain; We have 2 young couples, the Jones' and the Smiths. They both have the same amount

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OK People - Let's Get Real!

 by: Cathy Bryant

It's all about numbers - or so some ezine publishers would have you believe.

10,000 subscribers and counting!


20,000 subscribers and counting!


30,000 subscribers and counting!

You get the picture..

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or do you?

Now let me ask you - how many of those are actually READING your newsletter? Do you even know? Have you checked?

You might really be surprised!

I've got bad news - especially for those publishers who use free ads to entice their readers to subscribe.

If your publication is business-oriented,

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